01 · Automated business revenue splitting
Revenue & Salary Splitters
Automatically divide every incoming payment into dedicated tax, payroll, operating, and high-yield profit vaults with automated percentage rules.
SOLUTIONS
Your All-in-One Fintech Engine.
Unified Financial Operations & Wealth Creation.
From 3-second settlements and SoftPOS to automated bookkeeping, yield accounts and AI support bots: every tool your business needs, in one app, with no monthly fees.
✓ No monthly fees
✓ 60-second in-app KYC/KYB
✓ 3-second settlements
✓ Bank-grade security
ALL SOLUTIONS
One app. 18 solutions.
Every module below is built into the VelocePayments app. Jump straight to the feature you need, or scroll to explore them all.
02 · Commercial yield accounts & real-world assets
Multi-Asset Yield & RWAs
Earn up to 4.5% automated yield on idle USD and EUR balances while accessing fractional physical gold and institutional RWAs starting from €1.
03 · Instant settlement invoicing & field billing
Instant Invoicing & Billing
Issue dynamic QR invoices and bill customers on-site with immediate 3-second payment confirmation and automatic ledger matching.
04 · Conversational business payments
Instant Chat & Pay Hub
Share work orders, issue trade guarantees, and request 1-tap card or bank payments directly inside live customer chat streams.
05 · Calendar service dispatch with SoftPOS
Agenda Sync & Dispatch
Convert calendar appointments into active field work orders. Technicians collect payment on-site via SoftPOS upon job completion.
06 · Turn your smartphone into a payment terminal
SoftPOS & Counter Pin-Boxes
Accept contactless card payments on any NFC smartphone or counter pin-box using Visa or Mastercard with zero terminal hardware fees.
07 · Global business accounts: IBAN & ACH
Multi-Currency Merchant Accounts
Access dedicated local business account details across EUR, USD, GBP, Pix, and CLABE to receive cross-border transfers at local rates.
08 · Fast cross-border business settlement
VelocePayments Settlement
Execute international transfers in 3 seconds across our instant settlement network, avoiding correspondent banking fees and delays.
09 · Global batch payroll & business escrow
B2B Batch Payroll & Escrow
Run multi-currency payroll in minutes and secure high-value commercial trades using digital escrows that release funds upon delivery.
10 · Open banking ledger reconciliation
Real-time Bookkeeping & ERP
Sync transactions automatically with major accounting platforms. Generate 1-click fiscal exports and grant read-only portal access to your CPA.
11 · White-label e-commerce payment gateway
E-Commerce Checkout Plugins
Deploy high-converting payment plugins on online storefronts to accept local payment methods with near-zero processing fees.
12 · Custom financial analytics builder
Custom Analytics & Reporting
Build drag-and-drop financial dashboards. Track revenue per client, SoftPOS volume, and team performance with 1-click CSV/PDF exports.
Run your entire business from one app.
No monthly fees. 60-second in-app KYC/KYB verification. Payments settled in 3 seconds.
MORE BUILT-IN TOOLS
Everything else your team needs.
Connectivity, communication, AI and shared money tools, all inside the same workspace.
13 · Global business eSIM data roaming
Global eSIM Connectivity
Equip your remote team and mobile POS hardware with instant global data profiles across 180+ countries with zero roaming fees.
14 · Cloud business phone system
Intelligent Call Console
Handle inbound client calls, click-to-dial from ledgers, and auto-record customer interactions directly inside your unified payments workspace.
15 · AI customer support & sales bots
Autonomous AI Support Bots
Deploy trained conversational AI agents to answer billing questions, handle order tracking, and capture payment links 24/7 across chat and messaging apps.
17 · AI OCR receipt scanner for bookkeeping
AI OCR Receipt Scanner
Snap photos of paper receipts to instantly convert them into categorized, reconciled entries within your automated ledger.
18 · Marketing Studio
Ad Creator Studio
Generate, render, and deploy high-converting video ads instantly. Produce multi-scene video ad variants with dynamic ElevenLabs voiceovers, all synced to your VelocePayments ledger for compliant, high-margin execution.
Frequently Asked Questions
Everything you need to know about VelocePayments features, pricing, and fund security.
Are there any monthly subscription fees or hidden maintenance costs?
No. VelocePayments operates on a transparent zero-subscription model. Account setup is entirely free, and you pay no monthly maintenance fees. You only pay a competitive fee when you process a transaction.
How are client funds protected and insured?
All USD checking deposits are FDIC-insured up to $250,000 (and up to $5,000,000 via our partner sweep network). Euro balances are fully protected up to €100,000 under European Deposit Guarantee Schemes (FGDR) or held in strictly ring-fenced safeguarding accounts at Tier-1 European banks.
How does SoftPOS work on mobile devices?
SoftPOS turns any NFC-enabled smartphone into a card reader. Customers tap their contactless Visa, Mastercard, or mobile wallet against your phone to pay instantly, with funds settling directly into your account in 3 seconds.
Can I connect my accounting software?
Yes. Our Open Banking engine automatically synchronizes all incoming and outgoing payments with leading accounting software, handling receipt matching and ledger reconciliation in real time.
How fast are cross-border transfers settled?
Payments executed through the VelocePayments clearing network settle within 3 seconds, eliminating multi-day bank delays and high FX margins.
16 · Shared savings & team expense pots
Social Pots & Shared Vaults
Create shared financial pots with family, friends, or project teams. Split bills, pool funds, and manage shared expenses with real-time visibility.
Create Social Pot